Fix your credit. Fund your future.
Professional credit repair, DIY dispute kits, and group credit coaching — so you can qualify for the home, car, or business funding you deserve. Real guidance from someone who gets it.
Your credit is holding you back. Let's fix it.
These are the situations we help people out of every single day.
Trying to Buy a Home
Your score isn't where it needs to be for the mortgage you want. We help you get there — fast.
Need a Car Loan
Tired of getting declined or stuck with terrible interest rates because of your credit history.
Building Business Credit
You need fundable credit to launch or grow your business without using personal credit.
Recovering from a Financial Hit
Divorce, medical bills, job loss — life happened and your credit took the hit. Let's rebuild.
Errors on Your Report
Wrong accounts, identity theft, duplicate items — inaccurate info that's dragging your score down unfairly.
Starting From Scratch
No credit history and not sure where to start. We build the foundation the right way.
Credit Repair, Your Way
Whether you want us to handle it all or you want to DIY it, we have an option that fits your budget and your situation.
Free Credit Audit
Pull all 3 bureaus, identify every negative item, and get your personalized action plan. No cost, no obligation.
Credit Repair Monthly
We handle everything — disputes, follow-ups, and tracking. Month-to-month, no long-term contracts.
DIY Credit Repair Kit
Everything you need to repair your own credit: dispute letter templates, step-by-step guide, and credit-building strategy.
Built Different Cohort
3-month group coaching program. Weekly live sessions, accountability, dispute guidance, and a community that's doing the work with you.
How Credit Repair Works
Free Credit Audit
We pull all 3 credit bureau reports, identify every negative item, and put together your personalized action plan.
Dispute & Challenge
We draft FCRA-compliant dispute letters targeting inaccurate, unverifiable, and outdated items across Experian, Equifax, and TransUnion.
Monitor Results
We track the bureaus' responses, document deletions and improvements, and follow up aggressively on anything not resolved.
Build & Optimize
As negatives are removed, we guide you on building positive credit history — the right accounts, the right timing, the right moves.
Real Scores. Real People.
“I was denied twice before I found Kashmiere. She figured out exactly what was wrong and had items removed I didn't even know were on there. Closed on my house in month 5.”
“Needed business credit but my personal score was trash. She put me on a plan and within 60 days my score was up enough to get approved. The process actually made sense when she explained it.”
“The DIY kit was worth every dollar. Clear, step-by-step, no fluff. I disputed 4 items myself and 3 came back deleted. Did it on my lunch break.”
“The group coaching was what I needed. I'd tried to fix my credit before and gave up. Having weekly sessions and a group doing it with you makes a huge difference. Highly recommend.”
CROA Disclosure: Built Different Credit is a credit services organization. You have the right to dispute inaccurate information on your credit report directly with the credit bureaus at no charge. Results may vary. We do not guarantee specific credit score outcomes or the removal of specific items. Built Different Credit is not a law firm.
Your first step is free.
Get your free credit audit and find out exactly what's on your report, what's hurting your score, and what to do about it.